![](http://img1.wsimg.com/isteam/ip/536f50a8-4a7d-450f-8163-773e7c321256/blob-f4220c7.png/:/rs=h:1000,cg:true,m)
Welcome
Financial Consulting & Credit Counseling, with a Personal Touch credit cons
Let's plan your brighter future!
Let's plan your brighter future!
Sign up to hear from us about specials, sales, and events.
Start living your dream now, never miss this chance to learn, and get your Credit fixed.
Start now by having a credit consultation.
If you are interested in making passive income just by referring our services look no more! We are Bonded and Licensed and ready to serve!
This credit monitoring gives you access to your fico scores. These scores are more accurate for mortgage loans and car loans.
E-BOOk ON REBUILDING YOURSELF FINANCIALLY.
This book has so many nuggets from budgeting, debt management, and how to rebuild your credit!
CREDIT FEATHERS INSTITUTE
Do you believe you have what it takes to fix your own credit? This Academy is for you! It loaded with directions, software, and letter templates.
Learn how to make money through Airbnb rentals with this comprehensive e-book from W & H Financial Solutions.
This is the standard credit monitoring service we use to order your credit reports and track your progress there is idenitity protection as
There's much to see here. So, take your time, look around, and learn all there is to know about us. Your portal is a great tool during this process. You can view documents, update payment info, track your progress, and view credit building resources
Business and Business Credit Coaching
Offering Financial Stability for All
About the Founder: My name is Rose Whitfield-Hill. I have worked in the finance industry for seven years. I have attended William Carey University and Belhaven University. My field of study is Business Administration with a concentration in Finance. I am taking courses to pursue real estate as well. I am currently employed as a District Manager for a well known financial institution. I oversee 8 locations and eighteen employees. Over the bulk of my career I have traveled to different counties and cities across the great state of Mississippi. When I am in search of a potential candidate to hire I always ask them to rate their personal credit. I have listened to countless stories on how no one educated them on the importance of credit, or the power of personal finance. I contend credit counseling services are vital and necessary for the betterment of our communities. Working in the finance industries and overcoming my own personal finance hurdles make me well equipped to lead this initiative. I started this firm because I wanted to empower my community on the perks and benefits of being financially sound. Being financially sound does not mean you must have a lot of money, but simply managing what you do have. I want to change the perspective on how people view their money and credit. I am looking forward to assisting you on your financial journey.
These services will benefit your COMMUNITY in so many ways. Financial stability changes the overall morale of a person's life. People who are financially sound tend to be more happy and stable. Once people are made aware of the importance of financial stability they will not be so quick to quit their jobs. They will work harder to seek promotions and better pay. When they realize a steady income and budgeting is vital to move their life forward they will move differently. Our firm will not only work hard to change their financial situation on paper, but also change the mindset of the client.
Our credit counseling services are affordable and easy to access. The process is simple and results driven. Each client will have access to their own portal so they can see the overall financial process. We pride ourselves on privacy and security. All document exchanges will be through a secured system. They will have access to educational tools, dispute letters, credit card list, budgeting tools, and lender assistance. We also help them secure financing for different purchases based on their current credit status.
159.00 to start 95.00 monthly
What's included? Unlimited disputes on all negative and derogatory items listed on a credit report, credit and debt counseling, Monthly credit analysis, leveraging of your credit to get financing and cease & desist letters. Client will have access to their own secure portal where you can track your progress and exchange documents securely. Client must maintain 21.99 Credit Montoring Service for the duration of the Credit Repair Process.
75.00 to start 95.00 monthly
What's included? Unlimited disputes on all negative and derogatory items listed on a credit report, credit and debt counseling, Monthly credit analysis, leveraging of your credit to get financing and cease & desist letters. Client will have access to their own secure portal where you can track your progress and exchange documents securely. Client must maintain 21.99 Credit Montoring Service for the duration of the Credit Repair Process.
250.00 to enroll 175.00 monthly. What's included? Unlimited disputes on all negative and derogatory items listed on a credit report, credit and debt counseling, Monthly credit analysis, leveraging of your credit to get financing and cease & desist letters. Client will have access to their own secure portal where you can track your progress and exchange documents securely. Client must maintain 21.99 Credit Montoring Service for the duration of the Credit Repair Process.
150.00 to enroll 175.00 monthly. What's included? Unlimited disputes on all negative and derogatory items listed on a credit report, credit and debt counseling, Monthly credit analysis, leveraging of your credit to get financing and cease & desist letters. Client will have access to their own secure portal where you can track your progress and exchange documents securely. Client must maintain 21.99 Credit Montoring Service for the duration of the Credit Repair Process.
Want to Save Almost 30% on your services and waive the start-up fee? If so this plan is for you!
What's included? 6 months of Unlimited disputes on all negative and derogatory items listed on a credit report, credit and debt counseling, Monthly credit analysis, leveraging of your credit to get financing and cease & desist letters. Client will have access to their own secure portal where you can track your progress and exchange documents securely. Client must maintain 21.99 Credit Montoring Service for the duration of the Credit Repair Process.
Want to Save Almost 30% on your services and waive the start-up fee? If so this plan is for you!
What's included? 12 months of Unlimited disputes on all negative and derogatory items listed on a credit report, credit and debt counseling, Monthly credit analysis, leveraging of your credit to get financing and cease & desist letters. Client will have access to their own secure portal where you can track your progress and exchange documents securely. Client must maintain 21.99 Credit Monitoring Service for the duration of the Credit Counseling Process
Want to Save Almost 30% on your services and waive the start-up fee? If so this plan is for you!
What's included? 12 months of Unlimited disputes on all negative and derogatory items listed on a credit report, credit and debt counseling, Monthly credit analysis, leveraging of your credit to get financing and cease & desist letters. Client will have access to their own secure portal where you can track your progress and exchange documents securely. Client must maintain 21.99 Credit Montoring Service for the duration of the Credit Repair Process.
Please contact us if you cannot find an answer to your question.
It’s a pretty normal question to ask: The honest answer is that it depends — on your goals, and the plan selected…However, most of our clients see results within the first 30-61 days. That’s actually one of the best parts of choosing W & H Financial Solutions.
We look at your individual situation and build your own personal Game Plan accordingly. Your Game Plan focuses on the areas that will make the most impact. We at W & H Financial Solutions get to work quickly to make sure your creditors are being responsible regarding the information they’re reporting about you.
At W & H Financial Solutions we are passionate about helping people repair bad credit. We do our best to assist Clients with their credit repair needs & we value customer satisfaction!
By law we cannot make any verbal or written promise, or guarantee of outcome, score increases, or timing of credit repair services.
However, Client’s may request a refund if they believe that W & H Financial Solutions did not complete the obligations as defined in our Terms and Conditions, or the Client’s signed agreement.
Refund of up to 100% of total price may be possible to the Client only if all the below conditions exist:
To receive a 100% refund of total money paid to W & H Financial Solutions, the Client shall request such refund in writing.
W & H Financial Solutions shall review the request to confirm if Client complied with the terms of our Refund Policy which can take 7-10 business days after letter is received. W & H Financial Solutions shall determine the final refund is due and the decision shall be final.
The goal of credit counseling is to remove questionable negative information from credit reports. This is not an exact science and there are cases in which we may be unsuccessful. Our clients are protected with our 120 day warranty. If you sign up for a monthly service with W & H Financial Soloutions and do not see any questionable items deleted from your credit in 120 days or your score haven’t increased by at least 50 points combined, you will be entitled to a full refund in monthly fees. This does not mean that your credit will be fixed completely during that period but you should see some of your questionable negative items deleted or an increase to your score in this period or your money back.
The Money back guarantee will be strictly subject to you complying with the following terms and conditions:
There is no fast and easy answer to this question. The time it takes to repair your credit is completely dependent upon your personal situation. The game plan created and plan selected is designed for you to complete the program within 90-180 days. We work with you, but we also need you to work with us.
Credit Repair is actually the process of removing inaccurate, unfounded, out-of-date, false, and erroneous information from your credit report. Your credit report dictates your credit score. The 3 major credit bureaus collect information from lenders, creditors, and debt collectors and apply it to your credit report. Based on that information, your credit score is determined. This information could include the balances on loans or credit cards, credit inquiries, debt to income ratio, and most importantly, credit utilization (the percentage of debt you have to available credit)
To know whether credit counseling is worth it, you just have to look at what your credit account is made of. Also, how credit impacts your every day life and these days it seems like credit is EVERYTHING!
When you start realizing how far it goes, and how much money you can save just making this small investment you’ll be amazed.
Not having ideal credit can cost you thousands and thousands of dollars over the course of a home or car loan. It can keep you from getting insurance coverage or even a job. It can make even everyday needs and decisions more difficult.
We pride ourselves on W & H solutions to keeping our client's documents and information secure. Yes, we adhere to a very strict privacy policy that protects all of your valuable information. All client information is protected on a secure server and backed up routinely. To ensure documents are not compromised, we shred all paper documents after saving them in our database. We use secure computer terminals as well as an encrypted database. All employees are trained to properly verify customer information and never to disclose this information to unauthorized parties. Please review our privacy policy for further information.
Yes, but if it is past the statute of limitations for the creditor to file a lawsuit it will be much harder for them to try to collect it from you.
Send me a message, and tell me more about your financial goals and needs. I will get back to you soon to schedule a consultation.
910 Azalea Drive, Waynesboro, Mississippi 39367, United States
Open today | 09:00 am – 05:00 pm |
Monday - Friday: 10am - 4pm
Saturday: By appointment
Sunday: Closed
Copyright © 2023 Whitfield Hill & Associates - All Rights Reserved.
Powered by GoDaddy
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.